Citizens' Road Home Action Team

Category: CHAT, Road Home Program


Road Home Program, Join CHAT, Take A Road Home survey



New Orleans Home, Aug. 2007


Table of Contents

  • Hurricane Katrina’s destruction to 80% of New Orleans’ homes is still largely unrepaired.
  • The Road Home Program for Homeowners is distributing $10.5 billion in federal funds plus $1 billion in state funds to Louisiana homeowners to about 160,000 applicants whose homes were devastated in 2005 by Hurricanes Katrina or Rita or the subsequent flooding. It is administered by the Louisiana State government with funding mostly from the federal government.

Join Our E-mail Network by filling out the Join CHAT form or sending an email to chatlra@yahoo.com with “Join CHAT” in the subject and your name, city, and email address in the text

New Items Below

  1. Louisiana Senate Committee Meeting on Road Home Program on Feb. 6: Highlights of the Meeting and Newspaper Articles
  2. Applicants are now officially entitled to get written copies of grant award notices and all grant calculation data click to go to these new policies
  3. Road Home improprieties? The list is mounting in many areas: Disappearing dispute resolution cases and overpayment to the Times-Picayune’s Road Home critic Jarvis De Berry click to go to this information
  4. Almost all of the change policy documents describing policy changes are now posted near the bottom of this site
  5. For time and place of next CHAT meeting go to the bottom of this page

We Are Hearing Many More Accounts of Applicants in Great Distress

  1. 2/25/08 They should have had one case worker assigned to you so you do not have to talk to someone different all the time. If they needed more information they should have informed you either by mail or a phone call. They should be able to give you an idea of the closing. It should not take this long. I have been waiting since Sept 2006. This is over 2 and 1/2 years. This has been the worst experience of my life. The hardship is tremendous. I was counting on this money when I purchased the new home in March of 2006. I did not think it would take this long. This program was run by inefficiency.
  2. 2/24/08 A. Give the home owners some idea what is being done about home that were sold due to damages and forecloure ,we did have a house before the storm and a job so after the storm no job, no home, If I could not get road home money, I was told I could get the grant for the migration. I haven’t received that either.
  3. 2/24/08 B. While everyone I have encountered IN PERSON has been courteous, knowledgeable and helpful and first closing was timely, deductions from our award were improperly calculated. The Resolution team, doesn’t seem to be adequately staffed or trained to follow through on almost everyone who has applied that I’ve talked to.
  4. 2/23/08 When I called I wanted to speak to someone who could help me with my situation and I was told there was no one I could talk to and the deadline has come and there is nothing I could do..My application was mailed but somehow was not received…I don’t understand why it have to be like this.
  5. 2/22/08 well I tried to contact my advisor numerous times to see if i had the right information but never was returned a call they sent my award letter without getting the paper work they requested.
  6. 2/21/08 All they do is read from a form letter “I do appolagize we are working on you case but we have no time line when it will be resolved” thank you. I get this everytime I call.
  7. 2/19/08 Dispute resolution? My husband and I made an appt. to speak to a resolution team member. We show up, take off work to get there, only to be told computers were down and said he would take information and get back with us the following day. Never heard a word, and I continued calling, and calling, and leaving messages with the gentleman. FINALLY almost three months passed and I reached him by phone. To my surprise he asked why was I calling? Refresh my memory he said. Oh, you are in the wrong dept. You need to go back to the closing dept. I was so angry…I explained it was the closing dept that sent us to him. Our file sat in his drawer…wasted three months. End of that chapter…
    It’s so sad because I’m sure the RH has helped many hard working people who needed the help. My husband and I have worked diligently since we were in high school, getting educations, raising a family, putting our kids (3) through Catholic schools, putting a roof over our heads and food on the table. For what
    ?? Now, I find ourselves struggling to stay afloat with bills and tuition, and everything else that comes with living. The flood waters may be gone, but good people are drowning trying to hold on to everything we’ve worked for.

If You Need Help With Road Home, Below Are Free Services Available To You

  1. 504-301-3112 (For outside New Orleans: 1-888-409-3557) Acorn Housing for help with Your Road Home process or Option Letters, Closing Papers, or mortgage problems
  2. 1-866-996-4243 Easter Seals for help for the elderly or disabled with Your Road Home process or Option Letters, Closing Papers, or mortgage problems
  3. 504-301-3112 (For outside New Orleans: 1-888-409-3557) Acorn Housing for help with credit counseling or home repair loans
  4. (504) 529-1000, ext. 242 New Orleans Legal Assistance for low income people, including help with appeals, www.nolac.org. Qualifications for free help are described at www.lawhelp.org/LA

Senate Committee Meeting on Road Home Program, City Hall, New Orleans, Feb. 6, 2008:

Highlights of the Meeting

Follow-ups from Road Home Officials to CHAT in Answer To Our Recent Requests.

Road Home Improprieties?

  • The list is mounting in many areas

Click here to read about disappearing dispute resolution cases


just in time for ICF to avoid a contract-related fine for too many cases waiting many months without resolution. Data from ICF and from the Road Home review by a company called KPMG

  1. KPMG’s report states that on 8/16/07 there were 6,059 resolution Cases, almost 2000 more cases than ICF stated and that the number of cases dropped by ovver a thousand from Friday, Aug. 17 to Monday, Aug. 20, 2007
  2. Number of applicants in dispute resolution as of 8/16/07 according to ICF’s report (pipeline report) posted at road2la.org:grand total of 4,211
  3. Number of applicants in dispute resolution as of 7/25/07 according to a table from ICF sent to the Working Group of the LRA Housing Task Force (HTF) grand total of 7642
  4. Over 3,000 cases were resolved in just 3 weeks just before the Aug. 1, 2007 deadline for no cases older than 2 months old according to the ICF report even though those cases had languished for months previously

The Road Home Program Assessment Report by the Company (KPMG) Hired by the State Agency OCD and Paid by ICF

Two New and Much Better Policies for the Road Home Program Advocated by CHAT for Many Months

Here is the LRA press release about these policies.

Friday, December 21, 2007

LRA and OCD Highlight Changes to Assist Road Home Applicants

NEW ORLEANS (December 21, 2007) – Today the Louisiana Recovery Authority (LRA) and the Office of Community Development (OCD) highlighted two important changes that have recently been made to the Road Home program to assist applicants.

“These common-sense changes were requested by advocates and jointly drafted by the LRA and OCD staff as proposed by the LRA’s Housing Task Force,” said Walter Leger, Chair of the LRA Housing Task Force. “We believe that it’s critical that ICF works quickly to make sure that every member of their staff is knowledgeable about these policies so they can give homeowners timely and accurate information.”

FIELD REVIEW APPRAISALS (You can tell Road Home staff that this is Change Policy 188G)

The Road Home program is now conducting Field Review Appraisals for applicants who provided their own post-storm appraisals that were not accepted by the Road Home. The Road Home estimates there are less than 200 homeowners that currently fall into this category. The Field Review Appraisal process is automatically triggered when a homeowner submits their own post-storm certified appraisal that exceeds 120% of the pre-storm value as determined by the Road Home program. Applicants with such appraisals should submit them to an ICF staff member in Dispute Resolution, who will schedule a field review appraisal by a Louisiana certified appraiser to validate the homeowner’s certified appraisal. The change enables the Road Home to use independent Louisiana certified appraisers to review whether a homeowner’s appraisal is valid as the pre-storm value for grant calculation.

In addition to this new procedure, for applicants who are currently in Appeals to dispute their pre-storm value, the Road Home program will now offer the option of having a full appraisal, known as a 1004 appraisal which is provided by the Road Home Program and conducted by a Louisiana certified appraiser.

This procedure is now in place and was effective as of November 9, 2007. All homeowners are being notified of this change and homeowners with questions are encouraged to contact a member of the dispute resolution staff of the Road Home.

WRITTEN DOCUMENTATION (You can tell Road Home staff that this is Change Policy 189A)

In an effort to increase outreach to applicants and assist them to better understand their status in the Road Home program, this change provides a homeowner with written documentation at various stages of the Road Home process. Effective as of January 1, 2008, there are three key points of information that this change of communications will address:

The exact amount of grant awards under options 1, 2, and 3.
Details about dispute resolution status and outcomes.
Current status of the application and details about any information found to be missing from it.
The Road Home program will continue to provide homeowners with supporting documentation used to determine the following at all stages of the process.

Pre-storm value
Estimated Cost of Damages
The Road Home Program was designed by the LRA and is administered by the Division of Administration’s Office of Community Development (OCD) and its contractor, ICF International.

“We fully support any effort to increase the homeowner’s ability to make informed decisions about their grant awards,” said Michael Taylor, director of the Disaster Recovery Unit, Office of Community Development.

“Homeowners can now expect to get all the data for determining their grant award and commitments from Road Home staff in writing, and they can expect to get independent appraisals on their homes, said Melanie Ehrlich, a member of the LRA’s Housing Task Force and Co-Chairman of the Citizens’ Road Home Action Team (CHAT). “These new policies are important, and we want to make sure that homeowners know that these changes are now in place.”
h2. Further Explanation From CHAT About These Two New Policies

If the Road Home Program is not recording the LA certified appraisal that you paid for, click here to take our survey and record the details of your award letter, phone and email contact, and your attempt to submit your appraisal after Nov. 9, when the new policy below went into effect; CHAT will try to follow up on this

  1. If you cannot get your own LA certified appraisal for your home and are appealing a mistaken pre-storm value in your award, Road Home is supposed to provide you with one according to regulation CPE49E from Jan. 2007
  2. Click here to read CP49E on page 14 and CP40-44 # LA certified appraisals are usually much more detailed and accurate than the pre-storm values provided by Road Home, which typically do not involve a LA certified appraiser and a careful visit to your home to determine its pre-storm value
  1. applicants who ever questioned their award amount on their returned option letter
  2. applicants who were in Dispute Resolution or Appeals
  3. applicants who did not have their right to appeal and their requirement letter to begin the appeal explained to them by a RHP staff member at closing.

CHAT Work on SBA Loan Deadline: Some Help in Sight

SBA may extend deadline for using home loan funds (Times Picayune)
Many people waiting on the Road Home

Where Is the Ombudsman Promised by ICF Over 1 Year Ago in Their Weekly Report to the State Agency, Office of Community Development?

Click here and see the bottom of the webpage for a link to all past pipeline reports (weekly updates from ICF, the contractor, to the state) including the Nov. 21, 2006 report with the promise of the ombudsman.

Times-Picayune Editorial Gets It Right: Right the Wrongs

EDITORIAL: Right these wrongs
Tuesday, January 01, 2008
Road Home contractor ICF International wants Louisianians to believe it’s doing an awesome job. ICF spokeswoman Gentry Brann even compared the program to a car driving “100 miles an hour on the Spillway.”

That’s how fast many frustrated Road Home applicants want to run a truck over this maddening bureaucracy.

In ICF paradise, all people would talk about is the selective statistics the program releases, such as Monday’s announcement that the Road Home would meet a Dec. 31 deadline to close 90,000 grants. Reaching the benchmark indicates that the Road Home is less awful now than when it was handing out only a few thousand grants a month. But that’s little solace for 75,000 applicants waiting for their money more than 27 months after Katrina.

The same goes for people who have gotten only part of their grant, yet get counted by ICF in the same category as those who have received full amounts. Many of these and other applicants trapped in Road Home purgatory haven’t gotten an explanation—let alone well-deserved apologies—from program officials.

Consider the case of 69-year-old Catherine Clark of New Orleans, chronicled by Times-Picayune reporter David Hammer. Ms. Clark, who lost her Lower 9th Ward home, had a Road Home grant amount set in April.

But last month officials with the program called to say Ms. Clark could not get her money because of outstanding liens on her property. Problem is, the program cited liens against Ms. Clark’s husband and her son, who never owned the property and who died 25 and 11 years ago, respectively. When a flustered Ms. Clark asked the Road Home employee for her name, the employee hung up on her.

Heck of a job, ICF.

Instead of giving Ms. Clark her money, ICF’s delays forced her to take out an $88,000 Small Business Administration loan. If the SBA cleared Ms. Clark for a loan, why is ICF still holding up her grant?

Unfortunately, Ms. Clark’s injustice is hardly an isolated blunder. Consider these examples from Letters to the Editor received in the past two weeks:

—The Road Home refused to set up a first appointment by the Dec. 1 deadline for Mike Rodriguez of Metairie, because a program employee could not locate his application number. But on Christmas Eve Mr. Rodriguez said he got a Road Home letter—with his identification number at the top—saying he was now ineligible for aid because he had missed the Dec. 1 deadline. “Not only have I witnessed the Road Home’s incompetence, but I can bear witness to its lies,” Mr. Rodriguez wrote.

—Melody Riley of Violet took a partial grant in May and was assured the rest would be forthcoming. All she’s gotten since are false promises.

—After months waiting and numerous inquiries, O.D. Ricks of Covington found out his case was deemed inactive because ICF had incorrectly noted that the property had been sold. “One phone call to us would have cleared things up, but no—that is too simple a solution,” Mr. Ricks wrote.

ICF and state officials may pat themselves on the back all they want. But until they stop tormenting Ms. Clark and these other applicants—as well as countless others like them—and give them their money, Louisianians will hold the program in contempt.

As Mr. Ricks wrote, “Accolades? You want accolades? Do your job and help the people of Louisiana.”

http://www.nola.com/news/t-p/editorials/index.ssf?/base/news-4/1199168431314580.xml&coll=1

Major improvements that must be made in the Road Home Program to assist applicants in great and unnecessary distress

Anyone interested in the post-hurricane fate of South Louisiana is welcome to join our E-mail Network by filling out our Join CHAT form or sending an email to chatlra@yahoo.com with your name and city and in the subject line “Join CHAT.”

There are no dues. There are only 1-2 informational emails a week and your email address will be shared with no one else

Learn about:

  1. Progress with reforming the Road Home Program
  2. Use of land acquired by the Road Home (Louisiana Land Trust)
  3. How to contact federal officials about removing ridiculous red tape holding up house-elevation allowances (including certification that each house meets the endangered species act requirements!)
  4. How to contact federal or state officials as part of campaigns to improve the Road Home Program

Release of a Report from KPMG on the Road Home Program in December

Road Home Program Misery Index Selected items from responses to CHAT’s online survey http://chatforfairness.org and emails to chatlra@yahoo.com

If you are a Road Home applicant, please take the CHAT survey or update your answers.

This has been a powerful tool to uncover problems in the Road Home Program. You may give any comments you like about the program at the end of the survey.

Some Terms and Explanation To Help You Understand the Road Home Program

Road Home’s Change Policy Documents: Learn Details About Rules of the Program by clicking on the links below

Important excerpts about Appraisals and Appeals

CP16A&17_ElderlyExempt_3&4Units

CP22-25C_Award Calculations

CP30&38_AdditonalCompensation_ExpressInterviews

CP_40-44_AssistCenters_47_Self Certification Insurance_49E_PSV&LA_CertAppraisals_1_14_07

CP53_54_55F_Demolished Houses_Condos

CP75 & 75 Single Family Multiunits and LA Certified Appraisals and Appeals

CP80-86 Option 2 Before Buying House and Applicants’ Data Overriding FEMA data

Mobile Home BPOs, Mineral Rights, and Military Forced To Move

CP100C Time Deadlines for Appeals

CP112B Minimally Damaged Manufactured (Mobile) Homes

CP123A-127 Condominium Replacement Cost Calculations, Income Verification for Additional Compensation Grant, and Appeals

CP131-135 Partial Disbursements (tender or close now and appeal later), FEMA Eligibility (minimum of damage necessary to qualify for a grant), and Insurance Penalties

CP140-149 Selling House Before Program-Ineligibily Letters Because of the Previously Projected Shortfall Before the Extra $3 Billion of Federal Funds, Death of an Applicant

CP157 Usufruct

CP165 Changing from Option 1 to Option 2 or 3

CP190 Option 3 for Applicants Moving Elsewhere in LA But Not Buying a House

For New Orleans Residents: New Orleans Redevelopment Authority (NORA) revised its plan for Road Home-acquired land after a public meeting on Nov. 28 in City Hall

  • NORA revised proposal was first approved by the City Council on 12/6/07 and then by the LRA Board on 12/11/07.
  • To see this plan at NORA’s website: www.noraworks.org; click here
  • For CHAT’s recommendations, many of which were incorporated into the revised NORA proposal, click here

Resources

See the CHAT-derived Road Home Program Statement of Principles at the Road Home Program site http://road2LA.org under About Us.

These were unanimously endorsed by the Louisiana Recovery Authority Board in April.



Under Construction in Gentilly by Melanie Ehrlich.

Do You Have Difficulty Getting All the Information in Your Road Home File Despite the New Policy CP189A of the Road Home?

By law, you may send a public records request.

According to the law, the Road Home should then send to you a copy of all your records from the Road Home by sending a certified letter in a special format (click here for information). By law, you are supposed to get some meaningful reply from the State within 5 days. If you do not, send a copy of your letter to chatlra@yahoo.com, and we can give you a template for a follow-up letter. Legally, you have the right to sue for this information on your own application, although it is not easy to do and costs money.

Got a Question?

  • For those who want to aid in Louisiana’s recovery, please contact us at chatlra@yahoo.com

Getting a Rebuilding or Repair Contract? Protect Against Unfair Liens Being Placed On Your House by Unscrupulous Subcontractors

Sample Building Contractors With Pointers To Decrease the Chance of an Unfair Lien on Your Home

One of our lawyers who is a CHAT member and has done legal work on contracts provided the following very helpful sample contracts to help those who will be rebuilding or renovating their homes. From these samples you can see how your contract can be modified if you have not yet signed it to avoid subcontractors putting a lien on your house because the contractor did not pay the subcontractor. This is unfortunately legal in many states even though you paid the contractor in full. If you don’t have a well worded contract, you might have to go to court to prove that you paid in full. Pointers on this and other useful pre-cautions are given in red in the sample documents.

Website Help for Rebuilding:

A History of the Road Home Program in Articles About CHAT

What Are We Doing?

Next CHAT Meeting

If you are an applicant to the Road Home Program, please take our *Road Home Survey – which has provided us with important data about how to make the Road Home Program better.

Please remember to Join Our E-mail Network (no dues, no sharing of email addresses, and only infrequent informative emails) by filling out our Join CHAT form or sending an email to chatlra@yahoo.com with your name and state and in the subject line “Join CHAT.”

To contact CHAT by phone: 504 309 0328. Please note that our zero-budget organization cannot help applicants one at a time. We advocate for improved policies to help thousands of applicants. To report individual problems, please fill out our online survey

Please add updates to the Citizens' Road Home Action Team To Do List.